Category Archives: Business

Avoiding Hoover

Jim Manzi has a good post on the real implications of this disaster wending its way all too quickly down Pennsylvania Avenue.

What I find most appalling about it are the perverse incentives and moral hazards that it sets up. Buy more house than you can afford? No problem, the taxpayers will prop you up and keep you in it. Spending more than revenue in your state capital? Don’t sweat it, we’ll just steal money from other states so you can keep it up.

It is punishing the prudent and rewarding the irresponsible. And when you set up a system like that, you’ll get a lot less of the former and a lot more of the latter behavior. At some point, Atlas will shrug. I don’t know how far off we are from it, though.

[Update a few minutes later]

Welcome to the Great American Handout.

“Thugs Ransacking My House”

Well, Arnold Kling certainly isn’t mincing any words:

“I think about the stimulus as an economist but I feel it as a father. Barack Obama is destroying my daughters future. It is like sitting there watching my house ransacked by a gang of thugs. That’s how I feel, now back to how I think.”

As noted if you read the whole thing, this isn’t a “stimulus” plan. It’s a grow-government-and-make-us-all-increasingly-dependent-on-it plan. The welfare provision alone is proof of that.

What Do You Think?

OK, so we have a bill that has passed both the House and the Senate, both of which are controlled by the Democrats. In both houses, they were rushed through with little debate, and in the House, it was almost entirely crafted by the Democratic leadership, without even significant input from the Blue Dogs, let alone the Republicans. It is hundreds of pages, and totals close to a trillion dollars (a mind-numbing number that may necessitate updating the old Dirksen quote) in new spending, paid for with money that the nation doesn’t have. It has many items in it that are not obviously aimed at stimulating the economy, but rather in advancing various social and political goals, but it’s hard to be sure because few have had the opportunity to even read, let alone comprehend the whole thing.

Now which is the more likely scenario?

A. It is the output of a sober, long-debated process that was totally focused on improving the American economy, carefully considering the potential unintended consequences of every item in the bill, with associated committee hearings and qualified witnesses, or

B. It is an overnight cut’n’paste concatenation of every item on pent-up Democrats’ wish lists going back to 1994, when they lost control of the Congress, because everyone wants to get a ride on the late-Christmas tree that is sure to go through via fearmongering by a popular new president.

Come on, folks. William of Ockham had just the tool for this conundrum.

I know where my money is.

This Is Stimulus?

One of the (no doubt many) economic time bombs in the bill could force employers to extend COBRA for decades. What’s the problem?

The HR departments for large employers are looking at this provision with great alarm, as indicated in this policy brief. PricewaterhouseCoopers produced an analysis which pegs the ten-year cost of this provision at $39 billion to $65 billion just for those current COBRA-eligible workers age 55 to 64. The estimated costs would be even higher if the analysis assumed, as is reasonable, that many more workers would elect early retirement if they were assured of access to group-rated insurance.

What would employers do if faced with the costs of implementing this provision? It’s fairly predictable. They would hire fewer workers, and pay their current employees less. Not exactly “stimulus.”

Indeed, this is exactly the kind of complex provision which should be considered by Congress only after careful study and a hearing or two to avoid unintended consequences. Certainly it has no business on a bill purportedly aimed at promoting short-term job growth. Unfortunately, logic and reason may not be enough to prevail in the current mad-dash rush to “pass something.”

I suspect that most of the bill is like that. This is madness. The Founders would be appalled at what has happened to the Republic.

An Open Letter to Kellogg’s

This is pretty funny. And as someone familiar with the history of the company, the irony is quite amusing. I remember when I was a kid, we drove down to Battle Creek to tour the factory. I got free Cocoa Crispies at the end of the tour.

As an adult, though, I can’t take sugary cereals any more (in fact, I’ve quit almost all cereals except the occasional oatmeal, and toasted oats, due to carb concerns). But then, it’s been decades since I did a bong hit. Or wanted to.

“NASA Problems”

Yesterday, over at Space Politics, I saw a very peculiar comment:

…NASA failed to achieve the goal of low cost shuttle operations when they failed to pursue the privatization of the shuttle transportation system. Regrettably this failure may cost the lives of another shuttle crew as one of the cost saving features of the privatized shuttle would have been crew escape pods…a fatal flaw.

To which I responded: “Huh?”

Then, today, over at the Orlando Sentinel space blog, I saw something seemingly similar, from the same person:

Sen. Bill Nelson is backing a dead horse. If his staff had done their homework they know Ares I Orion shuttle replacement is not feasible. Too expensive to develop and to operate. Sen. Nelson is driving nails in NASA’s coffin…and maybe a shuttle crew by not supporting the shuttle crew escape pods…see: wwwnasaproblems.com [sic]

Posted by: Don Nelson | February 06, 2009 at 10:33 AM

So I corrected the URL by putting a dot between the “www” and “nasaproblems,” and wandered over there to see what was going on.

What a mess. Ignoring the site design, very little of this makes any sense, either from a business or technical standpoint.

I don’t have the time or the energy to delve into all the problems, but just to respond to the blog comments, I don’t know what “opportunity” NASA ever had to privatize the Shuttle. I actually supported a privatization study by USA back in the nineties, and it was very difficult to come up with a scenario that would make any kind of business sense for Shuttle privatization, given its intrinsically high costs, with little demand for it outside of government. And that’s ignoring all of the intrinsic institutional resistance that NASA and particularly JSC had to handing over the keys to anyone else.

But even if it could have been privatized, the notion that adding “crew escape pods” (even assuming that it is even really technically feasible) to the existing design would somehow “reduce costs” is absolutely loopy. What is the basis of this claim? Similarly, why would a private entity do this?

Putting a crew escape system into the orbiter as designed makes zero economic sense. As I’ve noted many times, crew are replaceable, while orbiters are not. If the Shuttle isn’t safe enough to fly crew, it’s not reliable enough to fly at all, as we’ve learned with the Challenger and Columbia losses, because we’re now down to a fleet of three vehicles, and it would cost billions to replace them, even if it made economic sense to operate them privately. That, in fact, is why we’re retiring it. The notion of privatizing Shuttle at this late date is utterly ludicrous.

This is obviously the work of an engineer, and not a program analyst.

The Case For No Stimulus

Don’t just do something — stand there:

The grand Keynesian myth is that you can spend money and thereby increase demand. And it’s a myth because Congress does not have a vault of money to distribute in the economy. Every dollar Congress injects into the economy must first be taxed or borrowed out of the economy. You’re not creating new demand, you’re just transferring it from one group of people to another. If Washington borrows the money from domestic lenders, then investment spending falls, dollar for dollar. If they borrow the money from foreigners, say from China, then net exports drop dollar for dollar, because the balance of payments must adjust. Therefore, again, there is no net increase in aggregate demand. It just means that one group of people has $800 billion less to spend, and the government has $800 billion more to spend.

And for those who say this a prescription for failed Hooverian laissez-faire policies, a) Hoover didn’t keep his hands off the economy — he undertook damaging measures in response to the Wall Street panic (e.g., raising taxes, and implementing protectionist measures) that turned it into a depression that FDR then prolonged and b) a true laissez-faire approach would be to undo the damage that overregulation in the economy has caused.

And here’s a good idea, too:

What about the idea of a moratorium on IRS audits for middle-class taxpayers (using any of Obama’s campaign-trail definitions, from $250K/yr on down) for at least a year? Obviously the IRS is short on auditors, so why not deploy them where they are most needed?”

I’d start with high government officials, since they seem to be poster children for tax evasion, based on Obama’s picks so far. And particularly since those same government officials are so vocal about the need to be (and “patriotism” of) paying your income tax. Maybe if these people had to actually pay the taxes for which they so vociferously shill, they might be a little more sympathetic to calls for rate reduction and simplification.

But probably not. They’re shameless.

[Update a few minutes later]

Victor Davis Hanson rightfully wonders about the implications for the “voluntary” and honor-based nature of the current tax code:

Millions of Americans don’t have either Daschle’s or Geithner’s resources, yet they pay dearly to go to accountants, honestly turn over all their records, and then pay the full amount of taxation in accordance with their understanding of the law, and the advice they receive from professional accountants.

Yet men both much richer and much more informed about the U.S. tax code not only don’t do that, but feel no compunction to rectify mistakes unless they cause embarrassment enough to thwart their careers. Two subtexts as well: there must be many more Daschles and Geithners floating around Washington who don’t show up on the radar unless they want a top political appointment; and, two, the old liberal creed that taxes are good and patriotic and are avoided by greedy, selfish conservative elites seems shattered by these examples.

Any more of these stories and we will be on very dangerous ground, since the message is a terrible one to the American people: You pay your full amount, but our elites not only do not, but won’t unless they get caught.

This is all about as good an argument for a flat tax as one can imagine.

Or getting rid of income tax entirely. Starting with corporate.

[Update a few minutes later]

Driving Mr. Daschle:

“The rumors are… drumroll please… true! You are now driving the next United States Secretary of Heath and Human Services!”

“Congratulations, Mr. Daschle. That sure sounds like quite an accomplishment.”

“Yes sirree bob. Quite an irony, isn’t it, Ernest?”

“How’s that, sir?”

“I mean, well, me, having an African-American as a boss. Well, not that it’s like I’m really your boss or anything. Us being good friends and all.”

“I guess not, sir.”

“But there’s this craziest thing, though.”

“What’s that?”

“Some stupid little tax complication.”

“It’s always something, I guess.”

“You said it, Ernest. Seems that there’s this rule that says that I have to claim these fun little drives of ours as income. Isn’t that crazy?”

“Yes sir, I guess so. That’s why I let H&R Block do mine.”

“I mean, we’re just out here havin’ a good time, Edward and Tom, two buddies out seeing the sights of Washington. So I asked my accountant, how in the world can that be taxable income?”

“No idea, Mr. Daschle.”

“Exactly. Now the accountant says I might be stuck with a $100,000 bill for it.”

“whewww! That’s a lot of money, sir.”

“So, I told that accountant that Ernest can’t help it if Mr. Hindery gives him a lot of free time to goof around with his old friend Tom.”

“If you say so, sir.”

“So, Ernest, I don’t want you to worry about getting into trouble. If you get called by the IRS men to testify, just tell them the truth. About how you really work for Mr. Hindrey, and how these all little joy rides of ours are just us playing hookey.”

“Hookey, sir?”

“Exactly! I’ve already talked to Mr. Hindery about it, and he is ready to forgive you. One other thing, Edward…”

“Ernest.”

“Damn! Sorry again. Out of curiosity, does A-1 Limousine keep records? About mileage and all that?”

“Yes sir. Very complete.”

“Passengers, and time and such?”

“Yes sir, it’s all in the computer. It’s how we get paid.”

“Shit.”

I’m sure it was all perfectly innocent. A mistake any tax/big-government hypocrite lobbyist could make.

[One more update]

It’s hard to see these numbers holding up if this continues. Frankly, I’d rather the sheep were less compliant with this extortion plan, so I actually hope to see the hypocrisy continue. I think that we need a little, or a big, tax revolt, and the behavior of the grandees of the Beltway seems almost calculated to bring one on.