Statistics that show it’s better to have one than not are misleading and fraudulent. It matters a lot more what kind of degree you get than whether or not you get one. But federal policy, and media propaganda ignores this.
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I wonder if it is the degree or the character and intelligence of the person who gets the degree. To get the high-powered degrees that are discussed here requires a person of above-average intelligence and drive. In my experience, many start but cannot finish.